Accountants in Cardiff: Fixed Fee Support for Contractors and Small Businesses
Looking for the best accountants in Cardiff? Fixed-fee support for contractors, landlords and small businesses across Cardiff Bay, Cathays, Roath and the wider Capital Region. Clear answers, zero surprises.
Trusted & Professionally Accredited
Trusted by 500+
Businesses, Contractors & Landlords
Leading Accountants
in Bristol
HMRC Registered
& Fully Compliant
Proactive Support
with Fast Turnaround
Happy Clients
Across Bristol & the UK
Years Experience
Trusted expertise since 2009
Client Retention
Long-term relationships first
Tax Saved (£)
Recovered for clients last year
Beyond Bare Minimum Compliance
There's a difference between an accountant who keeps you compliant and one who actually looks for ways to improve your position. Both will get your return filed. Only one of them is worth paying for beyond the bare minimum.
Henleaze Tax Consultancy works with contractors, landlords, sole traders and small businesses across Cardiff. We're based in Bristol, close enough that the Severn crossing barely registers as a distance, though in practice it makes no difference either way, since everything runs through cloud accounting, phone calls and email rather than in person meetings.
Cardiff's Economy Has Quietly Diversified
Cardiff's economic identity used to be shorthand for steel and heavy industry. That's changed substantially. Cardiff Capital Region has built genuine strength in cyber security, with Airbus and Thales anchoring a growing ecosystem of smaller specialist firms, alongside compound semiconductor development tied to Cardiff University and the manufacturing foundry in Newport.
The city has also become one of the UK's most significant television and film production centres, with major studio facilities supporting a steady flow of creative and technical freelance work. Public sector contracting is another consistent source of demand, given Cardiff's role as home to the Welsh Government and a large NHS Wales presence.
That mix brings us a genuinely varied set of Cardiff clients: cyber security and technology contractors, freelancers working in television and film production, landlords letting to Cardiff University's substantial student population in areas like Cathays and Roath and small business owners running everything from independent retail to professional practices around Pontcanna and Cardiff Bay.
Cyber Security & Tech
Airbus & Thales anchor a fast-growing cyber hub and specialist consultancy sector.
Compound Semiconductors
Cardiff University innovation and the Newport CS foundry driving high-value R&D.
Film & TV Production
Major Welsh studio facilities creating steady creative and technical freelance work.
Public Sector & NHS Wales
Welsh Government and health bodies creating consistent professional contracting demand.
Accounting and Tax Support for Cardiff Clients
Comprehensive, fixed-fee accountancy, tax strategy and compliance designed for Cardiff's contractors, landlords and ambitious businesses.
Contractor Accounting
Key Features & Support:
- Rigorous IR35 contract & working practice reviews
- Tailored limited company setup & PSC dividend planning
- Salary vs dividend optimisation for contractors
- Digital bookkeeping, VAT returns & RTI payroll
- Statutory annual accounts & Corporation Tax filing
Small Business Accounting
Key Features & Support:
- Accurate day-to-day cloud bookkeeping (Xero / QuickBooks)
- Making Tax Digital (MTD) compliant VAT filing
- Monthly management accounts & cash flow visibility
- Year-end statutory accounts & CT600 Corporation Tax
- Proactive advice without waiting on hold or chasing
Landlord Accounting
Key Features & Support:
- Rental income reporting & Self-Assessment filing
- Maximising allowable property & repair expenses
- Section 24 mortgage interest relief planning
- Capital Gains Tax (CGT) advice prior to property disposals
- Guidance for HMOs, student lets & limited company SPVs
Payroll and HR Support
Key Features & Support:
- Timely, accurate PAYE & National Insurance processing
- Workplace pension auto-enrolment compliance
- Real-Time Information (RTI) submissions to HMRC
- Digital payslips, P60s & P45 production
- Director payroll & salary structure management
Tax Planning
Key Features & Support:
- Year-round proactive tax health checks
- Dividend timing & tax-efficient profit extraction
- Corporation Tax relief & capital allowances planning
- Personal & corporate tax position alignment
- Strategic guidance before financial decisions are made
Outsourced Accounting
Key Features & Support:
- Full bookkeeping & bank feed reconciliations
- Monthly management accounts & key performance metrics
- Cash flow forecasting & supplier payment oversight
- Xero & cloud finance system setup & integration
- Senior finance expertise on a predictable fixed fee
VAT and Bookkeeping
Key Features & Support:
- Making Tax Digital (MTD) quarterly VAT submissions
- Automated bank feed reconciliation & invoice matching
- Clean, audit-ready financial records
- Flat Rate, standard & partial exemption VAT advice
- No last-minute receipt hunts or surprise tax bills
Company Secretarial Services
Key Features & Support:
- Annual Confirmation Statement preparation & filing
- Director, secretary & PSC appointment/resignation filings
- Share restructuring, transfers & allotment filings
- Maintaining statutory company registers & records
- Registered office address & mail forwarding support
R&D Tax Credit Claims
Key Features & Support:
- Comprehensive R&D eligibility assessments
- Qualifying software, tech & engineering cost calculations
- HMRC-compliant technical narrative development
- Corporation Tax reductions or cash tax credits
- End-to-end claim handling with minimal disruption
Personal Tax and Self Assessment
Key Features & Support:
- Complete Self Assessment tax return preparation & filing
- Integration of dividend, property & capital gains income
- Clear explanation of personal tax liabilities & payments on account
- High Income Child Benefit Charge & allowance clawback guidance
- Direct representation and liaison with HMRC
Where Our Cardiff Clients Tend to Come From
We understand the specific commercial patterns and tax requirements of Cardiff's key industries.
Cyber Security & Tech Contractors
A good share of our Cardiff clients work in cyber security or technology, often contracting into the ecosystem around Airbus, Thales and the wider public sector supply chain, and wanted proper IR35 guidance rather than a generic freelancer template.
Film & Television Freelancers
We work with freelancers in television and film production across Cardiff's major studios who need help structuring income across multiple short term engagements and navigating varied employment status rules.
Cardiff Landlords & Property Investors
A steady group are landlords with property near Cardiff University and Cardiff Met who wanted clarity on reporting before a tax year closed, particularly around allowable expenses, Section 24 and CGT planning.
Independent Small Business Owners
Small business owners running everything from independent retail and hospitality to professional practices around Pontcanna, Whitchurch and Cardiff Bay who simply wanted their numbers handled cleanly and accurately.
Sound like where you're at?
Get in touch if any of that sounds close to your situation. First conversation is free and commits you to nothing.
How Our Fees Work
Every quote is fixed and agreed before any work begins, whether you're based in Cardiff, Bristol or anywhere else in the UK. There's no hourly billing, and nothing changes because a query needed a longer conversation than expected.
Frequently Asked Questions From Cardiff Clients
We Cover Cardiff and Nearby Areas
Providing proactive accounting, tax planning, and payroll support to businesses, landlords, and contractors across the UK.
The latest UK accounting insights, contractor tax guides and practical advice from the Henleaze Tax Consultancy team.
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Let's See What You Actually Need
If you're looking for accountants in Cardiff who understand your industry and give you a straight answer, get in touch. A first conversation is free and doesn't commit you to anything further.